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Digital Payments
VERICASH Digital Payments Solution enables banks, merchants, and Fintech to process secure, real-time, and frictionless transactions across multiple channels.
Supporting mobile, web, POS, and international remittances, the platform integrates embedded finance, subscription billing, and AI-driven fraud detection, ensuring a seamless payment experience for businesses and consumers.
Designed for
Banks
Microfinance Banks (MFIs)
Fintechs
A secure, real-time digital payments solution for banks, merchants, and Fintechs
enablingseamless transactions across mobile, web, POS, and remittance channels, with embeddedfinance and AI-powered fraud protection.
The Future of Digital Payments
The payments industry is heading towards frictionless, real-time, and invisible transactions, with advancements in biometric authentication and tokenization. VERICASH Digital Payments Solution will lead this transformation by enabling cross-border payments with cryptocurrency support, AI-driven fraud detection, and fully integrated payment ecosystems. Businesses and consumers will experience faster, safer, and more innovative payment experiences with embedded finance becoming a key driver of seamless financial interactions.
Transforming the Future of Payments
VERICASH enables banks and businesses to implement secure, real-time, and seamless digital payment experiences.
Core Features of Digital Payments on VERICASH Platform
The VERICASH Platform enables banks and Fintech to offer robust digital payment experience, integrating multiple financial services and transaction methods.
Multi-Channel Payment Access
Users can make payments through mobile apps for secure transactions, USSD for low-connectivity areas, and a web-based payment gateway for online purchases. POS & merchant integration ensures smooth in-store and remote transactions.
Digital Payments & Payment Methods Management
Instant payment accounts can be created for individuals, merchants, and SMEs. Multi-currency support allows international transactions, while linked bank accounts & cards simplify payments. Automated recurring payments help users manage subscriptions and bills effortlessly.
Seamless Money Transfers & Transactions
P2P transfers allow real-time transactions between users, while B2B payments facilitate smooth commercial dealings. QR codes, tokenization, and POS enable seamless merchant payments. E-commerce support ensures secure online purchases, while international remittances provide global money transfers. AI-powered digital lending supports instant micro-loans and BNPL options.
Bill Payments & Subscription Management
Users can pay for utilities, government taxes, and social security contributions directly through the platform. Subscription payments cover services like Netflix, insurance, and gym memberships, while scheduled payments automate recurring expenses.
Security & Compliance
Multi-factor authentication (MFA) secures transactions with biometric and OTP verification. AI fraud detection analyzes transactions in real time to detect suspicious activities. Tokenization & encryption protect sensitive data, ensuring regulatory compliance with PCI SSC, AML, and KYC.
Rewards, Loyalty & Incentives-
Cashback and reward points encourage frequent payments. Loyalty tiers (Silver, Gold, Platinum) offer additional benefits. Referral programs attract new users, while merchant discounts and targeted offers increase engagement.
Open APIs & Embedded Finance Capabilities
Seamless banking integration connects payments directly with core banking systems. Embedded finance solutions offer Payments-as-a-Service for partners. Instant lending via AI credit scoring supports micro-loans and BNPL, while investment and savings options promote financial growth
AI-Driven Insights & Analytics
Spending behavior analysis helps banks personalize financial offerings. Real-time monitoring detects fraud patterns, while AI-driven recommendations enhance user engagement. Merchant analytics assist businesses in optimizing sales strategies.
