XMS messaging technology
CIT VERiCASH presents MOBiDIV’s patent technology XMS for end to end secure and encrypted SMS messaging for mobile payment transactions plus presenting the voucher based customer experience for card less ATM and POS transactions.
Agents on move applications
- Fully compliant registration process for consumers boarding
- Synchronized private data with back-end
- Automatic and cost effective procedure
- Real-time authorization and sanity check
- Commission check and calculator
Scale on consumer accounts
- Mapped bank account
- Prepaid [open - close] cards
- Credit / Debit cards
- Stored value account for virtual money or loyalty coins
Scale on consumer services / transactions
- Business process management engine with easy to use GUI to create and configure any financial or user behavior service
- Predefined set of well known transactions enabling transactions for:
- Mobile remittance
- Mobile payments
- Mobile banking
- Mobile commerce
- Transaction monitoring
Scale on consumer behavior
- Stimulating usage for consumers
- Incentive campaigns for trying new functionalities and services
- Focus on consumer behavior before and after the financial transaction (i.e. check balance, mini statement) to drive usage and revenues
- Family packs programs
Scale on agent / distribution channels
- Flexible commission schemes enabling inheritance from a global profile or building new ones.
- Commission roll-up via usage of special commission account.
- Loyalty and incentives programs for agents or group of them to help agents promote various transactions over their own core business.